Mandeville Website Disclaimers

Mandeville Private Client Inc (“MPC”)

1. Site Content:

Nothing on the website shall be construed as an offer to buy or a solicitation of an offer to buy any services or products. Darryl Craig and Mandeville Private Client Inc. are not registered in all jurisdictions and therefore may not be able to effect transactions on behalf of individuals accessing this website.

2. Third Party Content/Links:

This website may contain links to third party websites. Such links are provided solely as a convenience to individuals accessing this website and Darryl Craig, Mandeville Private Client Inc. and Mandeville Insurance Services Inc. are not responsible for the content of any linked third party website and do not make any endorsements or representations regarding the content, accuracy or suitability or the content, materials, products or services offered on third party websites.

3. Insurance:

Insurance products and services are offered by Mandeville Advisors licensed as life agents through Mandeville Insurance Services Inc. and NorthStar Private Client Inc. Your Mandeville Advisor will ensure you understand which company you are dealing with for the products and services offered to you.

4. IIROC and CIPF Membership:

Mandeville Private Client Inc. is a member of the Investment Industry Regulatory Organization of Canada and a member of the Canadian Investor Protection Fund.

5. Opinion:

This publication contains the opinion of the writer. The information contained herein was obtained from sources believed to be reliable, but no representation or warranty, express or implied, is made by the writer, Mandeville or any other person as to its accuracy, completeness or correctness. This publication is not an offer to sell or a solicitation of an offer to buy any securities. The information in this publication is intended for informational purposes only and is not intended to constitute investment, financial, legal, tax or accounting advice. Many factors unknown to us may affect the applicability of any statement or comment made in this publication to your particular circumstances. Hence, you should not rely on the information in this publication for investment, financial, legal tax or accounting advice. You should consult your financial advisor or other professionals before acting on any information in this communication.

6. Intellectual Property:

MANDEVILLE PRIVATE CLIENT INC. and the Winged Lion Design are trademarks of Mandeville Holdings Inc.

7. Mutual Funds:

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

8. Leverage Risk:

Using borrowed money to finance the purchase of securities involves greater risk than a purchase using cash resources only. If you borrow money to purchase securities, your responsibility to repay the loan and pay interest as required by the loan’s terms remains the same even if the value of the securities purchased declines.

9. Privacy:

Mandeville is committed to protecting your privacy and the confidentiality of your personal information. Our privacy policy is available at our website www.mandevilleinc.com

10. Calculations:

Financial calculators used in this website are for illustrative purposes only; we do not warrant the accuracy, completeness or quality of the information. Use of any of the information contained in this website is entirely at your discretion.